Welcome to PAMI HORIZON FUND, INC.

Small and medium enterprises power the economy, handling over 10 million transactions daily and more than 300 million supplier payments monthly.

Yet, many are still slowed down by outdated banking systems. Fintech is rewriting the rules: replacing slow processes with real-time tools and paperwork with digital platforms.

At PAMI HORIZON, we’re driving that shift— shaping the future of finance where great businesses move on merit.

Our Story

PAMI HORIZON FUND, INC.

PAMI HORIZON FUND, INC. has been consistently operational since its founding on August 8, 1997, providing essential financial services through both Local Lending and specialized Overseas Filipino Worker (OFW) Lending, thereby demonstrating a lasting commitment to supporting the diverse financial needs of the community and those working abroad.

Our Process

Steps to Your Dream Outdoor Space

1. Quick Loan Application

The initial application process is streamlined, often allowing submission online or through family members in the Philippines.

2. Low Interest Rate

Competitive interest rates are frequently offered to OFWs as a benefit for their contribution to the national economy.

3. Contract

The borrower must submit a valid employment contract, payslips, or a certificate of employment to verify their earning capacity abroad.

The Team

Meet Our Team

Rolando Herrera Jimenez

FINANCE MANAGER

As the Finance Manager for PAMI HORIZON FUND, INC. I oversee all financial operations, including planning, budgeting, reporting, and management.

Marjelyn A. Arevalo

Loan Assistant

Hello I am a Loan Assistant at PAMI HORIZON FUND, INC. I will be your primary point of contact assisting you with organizing the required documents and guiding you through every step of your loan process

Mary Rose Santos

Administrative Assistant

Welcome to PAMI HORIZON FUND, INC. I am the receptionist and I will assist and guide you through the registration and loan application process with our company We offer fast loan processing low interest rates and a safe and secure service 100 percent

We build systems and tools to help businesses operate better and grow faster

From our online Banking Solutions platform for managing cash flow and unlocking capital, to our Solar solution that cuts energy costs and turns rooftops into assets, we provide tools that give businesses speed, clarity, and long-term control.

And we’re just getting started— continuing to craft solutions that adapt with businesses, anticipate challenges, and unlock new possibilities.